Bismar is currently employed by an aqueduct company as a plumber with 15 years seniority. His income goes toward food and education for his family.
Bismar is making improvements to his home. With the financing he is requesting, he is going to pay for labor. He is thankful to Kiva for their support as this is the only way he can make improvements to his home for his family's comfort.
Actualmente es trabajador de una empresa de acueducto desempeñándose como fontanero con una antigüedad laboral de 15 años es importante señalar que sus ingresos lo destina para la alimentación y educación de su familia.
Bismar está mejorando su vivienda y con el financiamiento que solicita lo va destinar para pago de mano de obra, a la misma vez agradece a kiva por el apoyo brindado, ya que es la única manera que puede realizar la mejora en su vivienda y dar mejor condición y comodidad a su familia.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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