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Bismar Gregorio
Bismar is a resident and native of beautiful Ciudad Dario located in northern Nicaragua. He is married and his household consists of five people. He has three school-age children. He is humble, responsible and hard-working.

Bismar is currently employed by an aqueduct company as a plumber with 15 years seniority. His income goes toward food and education for his family.

Bismar is making improvements to his home. With the financing he is requesting, he is going to pay for labor. He is thankful to Kiva for their support as this is the only way he can make improvements to his home for his family's comfort.
View original language description ↓
Bismar es habitante y originario de bella Ciudad Darío situada en el Norte de Nicaragua, su estado civil es acompañado y su núcleo familiar está compuesto por cinco persona, tiene tres hijos en edad escolar. Este señor se caracteriza por ser una persona humilde responsable y trabajadora.

Actualmente es trabajador de una empresa de acueducto desempeñándose como fontanero con una antigüedad laboral de 15 años es importante señalar que sus ingresos lo destina para la alimentación y educación de su familia.

Bismar está mejorando su vivienda y con el financiamiento que solicita lo va destinar para pago de mano de obra, a la misma vez agradece a kiva por el apoyo brindado, ya que es la única manera que puede realizar la mejora en su vivienda y dar mejor condición y comodidad a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Bismar Gregorio to pay for labor to tile his home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Apr 7, 2013
Currency Exchange Loss:
May 17, 2014