Nueva Esperanza Group
This loan will benefit small business owners such as Delia. She says that she joined Pro Mujer one year ago by the invitation of a promoter of the institution who visited her at home. She currently has an agricultural business (potato production). She says that she learned about this business from her parents years ago, and she currently works in the business to generate financial resources.
She will use this loan to increase her capital by buying seeds, which she will acquire from distributing companies and later sell in the city of La Paz and in towns. This type of work allows her to generate an income to maintain her household as much as possible, as she is married with four children.
When asked what she likes about Pro Mujer, she answers that she likes the flexible credit and the training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Delia es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de agricultura (producción de papa); da a conocer que este negocio lo aprendió de sus padres hace años y en la actualidad trabaja con este negocio para generar recursos económicos.
El crédito que ahora sacará es para el aumento de capital (compra de semillas) que adquirirá de las empresas distribuidoras y posteriormente lo comercializará en su la ciudad de La paz y en las comunidades. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito ágil y la capacitación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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