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Nueva Esperanza Group
In this Group: Delia, Felipa, Floria, Sebastian , Pamela, Victoria, Manuel, Eusebia Lidia
The "Nueva Esperanza" ("New Hope") communal bank will begin its second cycle with Pro Mujer as part of the Patacamaya regional office. The group is made up of eight members and is run by a board of directors, of which Delia is the president. The businesses which the group members run are varied and include the production and sale of potatoes, the production and sale of vegetables, a neighborhood store, production of potatoes and potato starch, and the sale of livestock.

This loan will benefit small business owners such as Delia. She says that she joined Pro Mujer one year ago by the invitation of a promoter of the institution who visited her at home. She currently has an agricultural business (potato production). She says that she learned about this business from her parents years ago, and she currently works in the business to generate financial resources.

She will use this loan to increase her capital by buying seeds, which she will acquire from distributing companies and later sell in the city of La Paz and in towns. This type of work allows her to generate an income to maintain her household as much as possible, as she is married with four children.

When asked what she likes about Pro Mujer, she answers that she likes the flexible credit and the training.
View original language description ↓
La A.C. “NUEVA ESPERANZA” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Patacamaya, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Delia es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: producción y venta de papa, producción y venta de hortalizas, tienda de barrio, producción de papa y chuño, venta de ganado.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Delia es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de agricultura (producción de papa); da a conocer que este negocio lo aprendió de sus padres hace años y en la actualidad trabaja con este negocio para generar recursos económicos.

El crédito que ahora sacará es para el aumento de capital (compra de semillas) que adquirirá de las empresas distribuidoras y posteriormente lo comercializará en su la ciudad de La paz y en las comunidades. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito ágil y la capacitación.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 233
    View loans »
    Bolivia Loans Fundraising
  • $31,576,425
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Nueva Esperanza Group's $3,225 loan helped a member to buy seeds.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 27, 2013
Listed
Apr 7, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 17, 2014