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Neba
Neba is married, has five children and lives with her family in a three bed apartment house in Bafut Mezam Division of the North West Region of Cameroon. She has faced many challenges in life including: sickness in her family, poverty, the death of both parents leaving her to care for her younger siblings, the death of her son after a brief illness that led to spending money to no avail, and a serious illness.

With the new loan requested, she will engage in gardening by cultivating vegetables and ginger, buy chicks for her poultry farm, buy feed for the chicks, and other articles. This business will succeed because she has good soil for gardening and the droppings from the chicks will also serve as manure in the less fertile areas. She has ready customers who will buy the output. The community will benefit from some of the droppings from the chicks as vegetables will be sold to them at moderate prices.

Profit from the business will be used for expansion of her poultry farm, education of her children in school, and furnishing of her house. The GHAPE loan is preferable because of its low interest rate, convenient repayment intervals and no collateral required before loan disbursement.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,421
    Average annual income
  • 0
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    Cameroon Loans Fundraising
  • $1,176,425
    Funds lent in using Kiva
  • 510.6
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD