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Liliana Nicolasa
Liliana, age 26, lives in Quevedo. Her father also sold CDs, but he sold them on vehicles providing transportation.

When she grew up she set up a small stand on a wooden table with some CDs. However, after that, with a loan, she managed to have her own business. She now has a great business.

She sells CDs alone every day of the week. She has had some obstacles in her business because of thieves.

She is not married, nor does she have any children.

She will use the loan to buy CDs in order to sell them at her place of business.

Later she wishes to have her own house. She wishes to stop renting because this takes a lot of money.
View original language description ↓
La Clienta Liliana vive en Quevedo, tiene 26 años de edad. Su papa también vendía CD pero en los transportes, cuando ella creció se puso un stand pequeño en una mesa de madera con unos cuantos CD, pero luego con un crédito bancario logra tener su negocio propio y ahora tiene un gran negocio.

Ella realiza la venta de CD sola, todos los días de la semana. A tenido inconvenientes en su negocio por medio de los ladrones. No está casada, no tiene hijos.

Ella usara el préstamo para comprar CD para ponerlos a la venta en su negocio. Ella desea más adelante tener su casa propia y dejar de arrendar porque esto se le lleva mucho dinero.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Liliana Nicolasa to buy music CDs and movies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Apr 6, 2013
Currency Exchange Loss:
May 6, 2014