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Joyitas De Tarapaca Group
In this Group: Rosa, Clotilde, Pastora, Ema , Mery , Guillermina, Elisa , Beatriz
The communal bank 'Joyitas de Tarapaca' (Gems of Tarapaca) will begin its nineteenth loan cycle with Pro Mujer, as part of the Senkata group of businesses. It is made up of eight members and headed by a board of directors with Rosa as the president. The businesses run by the members are varied, including shawl weaving, selling fish, selling fruits and selling American-style clothes.

The loan that they will take out will benefit small microentrepreneurs. Rosa says that she joined Pro Mujer seven years ago at the invitation of a friend who is a member of the institution. Currently, she has a business selling clothes and she says that she started this business on her own initiative several years ago, after starting with a small amount of capital which has since grown because of the loans she has gotten from Pro Mujer.

The loan she will take out now is to increase her capital (by buying clothes) which she will get from wholesalers in the city of La Paz. After that she will sell them in her retail space. This type of work lets her generate resources to support her household as much as possible, since she is married and has three children.

When asked what she likes about Pro Mujer, she responded that she likes the training sessions in health and loans, and the savings.
View original language description ↓
La A.C. “JOYITAS DE TARAPACA” iniciará el décimo noveno ciclo en Pro Mujer, como parte del Centro Focal de Senkata, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Rosa es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: artesanía en mantas, venta de pescado, venta de fruta, venta de ropa americana.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosa da a conocer que hace siete años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio lo emprendió por iniciativa propia hace varios años atrás iniciando con un pequeño capital que en la actualidad creció por los prestamos obtenidos en Pro Mujer.

El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito y los ahorros.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 93
    View loans »
    Bolivia Loans Fundraising
  • $28,715,675
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Joyitas De Tarapaca Group's $2,850 loan helped a member to buy clothes.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 26, 2013
Listed
Apr 6, 2013
Currency Exchange Loss:
Covered
Ended:
Nov 18, 2013