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Narine is pro-active young women from Lori village. She is married and is getting her Masters degree at the Public Administration Academy of the Republic of Armenia. Together with her studies, Narine also works at a local bookstore. Narine and her husband work hard to cover their daily costs and sustain their living. Unfortunately, it is very hard for Narine to save money for her education so she has applied for this loan to pay for university tuition.

The loan is very important for Narine to complete her education, find a better job and ensure a better life for her young family.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $14,328,850
    Funds lent in using Kiva
  • 418.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Narine to pay for university tuition.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Apr 7, 2013
Currency Exchange Loss:
Apr 16, 2014