Patrick is a businessman who lives in Mombasa, Kenya. He is married and runs a vehicle garage where he provides mechanical repairs on the vehicles to his clients. He also sells water and owns a motorcycle which offers transport to the residents of the area for a fee. The business has been in operation for eight years. He was introduced to Milango by his relative and joined in order to access credit. He is applying for a loan of 62,650 Kenya Shillings to buy spare vehicle parts and a press machine. Patrick believes he can grow the business and employ more people. His main focus now is to meet the basic needs of the family, especially his children’s education.