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Vardan
Vardan, age 22, studies at State Engineering University of Armenia. Together with his studies, he works at a local computer store, as a seller. Vardan lives with his parents and sister and, jointly with them, works hard to sustain their family.

Unfortunately, Vardan's salary is hardly enough for covering daily costs, and it is very difficult for him to save money for education. So Vardan has applied for this loan, which he will use to pay his university tuition. This is very important for Vardan, to be able to get a higher education and become a good specialist.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.


About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 157
    View loans »
    Armenia Loans Fundraising
  • $13,753,150
    Funds lent in using Kiva
  • 418.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Vardan to pay his tuition at the Engineering University.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 20, 2013
Listed
Apr 6, 2013
Currency Exchange Loss:
Covered
Ended:
Apr 16, 2014