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Yasaman
Yasaman is a 47-year-old woman, married with three children. She is an Internally Displaced Person (IDP) and lives with her family in an IDP settlement. She is very hardworking and kind woman.

She breeds cows and cattle for milk and meat purposes. She has ten years of experience in this field, which makes her an experienced farmer with deep knowledge of the market and the customer's needs.

Yasaman makes and sells home-made yogurt, as well as fresh milk, to neighbors and local vendors. She also raises cattle for meat purposes, and sells it to the butchers in the settlement. Beef is in very high demand in Azerbaijan, and people use it in everyday dishes like pilau and dolma. Her monthly income is 110 AZN. Her husband is also working, however, his income is too low to cover the family's needs.

To increase her income and improve her financial situation, Yasaman applied for a 2000 AZN loan. She is going to buy four cattle and one milk cow. This will be her fifth loan, and she has a good client history.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 44
    View loans »
    Azerbaijan Loans Fundraising
  • $13,976,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Yasaman to buy four cattle and one milk cow.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 2, 2013
Listed
Apr 6, 2013
Currency Exchange Loss:
Covered
Ended:
Aug 17, 2014