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Victoria is a farmer. Since 2010, she has been growing wine grapes.

Her husband and 22-year-old daughter help her to manage the farm. Development activities began with growing strawberries in an open field.

Victoria and her husband decided to buy a push tractor for plowing and cultivating their land, since manual plowing is very difficult.

Future Plans: to plant new varieties of grapes, blackberries, and to buy a mini-tractor.
Personal Plans: to finish a house.

She needs help to fund the push tractor.
View original language description ↓
Виктория - фермер. С 2010 года занимается выращиванием винограда.
Справляться по хозяйству ей помогает муж и 22-х летняя дочь.
Развитие деятельности начиналось с выращивания клубники а открытом грунте.
Виктория с мужем решила приобрести мотоблок для вспашки и культивации своего земельного участка, т.к осуществлять вручную вспашку очень тяжело.
В планах на БУДУЩЕЕ: посадить новые сорта винограда, ежевики, а также приобрести минитрактор.
В личных планах: достроить жилой дом.
Нуждается в вашей помощи для финансирования мотоблока.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Victoria to purchase mechanized farming equipment.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Apr 6, 2013
Currency Exchange Loss:
May 17, 2015