Update on VladimirVladimir is 28 years old. He is married and has a son and daughter. Vladimir's wife is a homemaker and takes care of the little ones. Vladimir lives with his family and parents in the town of Kapan. For almost 30 years, Vladimir's father has been involved in auto repairs in his own garage.
In 2008, Vladimir and his father opened their own private premises for auto repairs. They have regular customers in Kapan. Vladimir has a hard but lucrative job that allows him to support his family.
Vladimir needs a loan of 800,000 Armenian drams to buy auto parts and tools for his auto repair activities.
С 2008 года Владимир и его отец открыли их частное дело по ремонту автомобилей. Они имеют постоянных клиентов в городе Капан. У Владимира тяжелая но прибыльная работа, которая позволяет ему достойно содержать семью.
Владимиру нужен кредит на сумму 800,000 Арм. драмм для покупки авто-запчастей и инструментов для эго авторемонтной деятельности .
Previous Loan DetailsVladimir M. was born in 1984 in Kapan city. He is married and has two children: a two-year-old daughter and a newborn son. For about three years Vladimir has been engaged in an auto repair shop. His father helps him in this occupation and from this business they pay for their family’s needs. V... More from Vladimir's previous loan »
About “Nor Horizon”
“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.
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Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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