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Kadife
Kadife is fifty nine years old. She is married and has two grown up children, with one of them still attending university. They live in a village not far from a main city located in central Albania. They sell their agricultural products in the local market of this city. Some of the villagers have established a relationship with the city’s residents and they accept orders for their products and some others just sell in the city’s market.

Kadife has been selling agricultural/livestock products for fifteen years and through this activity she has been able to support all of her family. With this loan, she wants to add another dairy cow to the existing herd and repair the stable.

She is very happy that she has been granted such an opportunity to expand her activities.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 25
    View loans »
    Albania Loans Fundraising
  • $2,678,350
    Funds lent in using Kiva
  • 108.9
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,300 helped Kadife to add another dairy cow to the existing ones and repair the stable.
88% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Apr 29, 2013
Listed
Apr 6, 2013
Currency Exchange Loss:
Possible