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Phearom is 27 years old. She is married and resides with two children in Kampong Chhnang Province, Cambodia. She has been selling grocery and coffee for more than two years, earning approximately $4 each day. Her husband is a commune clerk who makes an income of $2 daily.

To improve her family’s livelihood, Phearom is requesting a loan of $800 to purchase more groceries for resale. By doing so, she will be able to make more profit. In the future, she would like to expand her shop and send her children to a good school. Moreover, she plans to build a new house as soon as possible.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Phearom to purchase more groceries for resale.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Apr 6, 2013
Currency Exchange Loss:
Jul 17, 2014