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Ms Najma, 35 years old, is very talented and excels at tailoring. She has a significant client base in her community and earns enough to contribute to the family income. Her husband works as a driver, but his income is not enough to alone meet the needs of the family. Therefore, she started her business with the support of the Kashf Foundation.

In order to meet increasing customer demand, Najma has requested her second loan in the amount of Rs. 20,000 to purchase more spools of threads and packs of needles, buttons and zippers. She hopes to grow her business and dreams of providing a better standard of living for her family through all of her hard work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 448
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Najma to purchase more spools of threads and packs of needles, buttons and zippers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 23, 2013
Currency Exchange Loss:
Apr 16, 2014