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Josephine
Josephine, 38 years old, is married to a farmer. They are currently residing at the village of Tallungan. She owns and operates a rolling retail store of hair accessories; she sells hair bands, hair clips, pony tail holders, and hair ribbons. She's been in this business for almost four years. Her other source of income is selling vegetables in their village. With her business, she earns a net income of 2,500 PHP a month. She would like a loan amounting to 15,000 PHP to purchase hair accessories to sell, such as hair bands, hair clips, pony tail holders, and hair ribbons. She's hoping that her requested loan will be granted so that her business will become more profitable.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $1175
    Average annual income
  • 1540
    View loans »
    Philippines Loans Fundraising
  • $56,672,675
    Funds lent in using Kiva
  • 40.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Josephine to purchase hair accessories such as hair bands, hair clips, pony tail holders, and hair ribbons.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 11, 2013
Listed
Apr 5, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 19, 2013