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Erma
Erma is a married woman with three children. She is a very hard-working entrepreneur. Erma is 46 years old and has two children who are in school.

Erma has a general store business in the Philippines. Erma requested a PHP 29,500 loan amount through Negros Women for Tomorrow Foundation, Inc. (NWTF) to purchase additional items, like soft drinks, spices, soap, shampoo, and canned goods.

Erma has been in this business for 22 years. In the future, Erma would like to repair and renovate her family home.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 270
    View loans »
    Philippines Loans Fundraising
  • $53,160,575
    Funds lent in using Kiva
  • 40.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Erma to purchase additional items, like soft drinks, spices, soap, shampoo, and canned goods.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 22, 2013
Listed
Apr 5, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013