Flor De Umacha Group
The loan that they will get will benefit small business people like Flor, who is a member. She says this is the first time she has been a part of Pro Mujer. She joined by invitation from a representative of the institution who went to visit Flor at her house.
She currently has a business selling school materials. She began this business several years ago with the support of her current life partner.
The loan that she will now get is for the improvement of her supplies (she will buy school materials). She will get them at the store in the city of El Alto. She will later sell them at the different fairs in her community. This way of working allows her to generate resources to support her household as much as possible. She is in a common-law marriage, and she has three children.
When she was asked what she likes about Pro Mujer, she replied that she likes the trainings about loans and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Flora es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio venta de material escolar; da a conocer que este negocio lo emprendió hace varios años con el apoyo de su pareja actual.
El crédito que ahora sacará es para el mejoramiento de sus herramientas (compra materiales escolares) que adquirirá de las tiendas de la Ciudad de El Alto y posteriormente lo comercializará en diversas ferias de su comunidad. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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