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Estela, 40, is married with three children, ages 8, 14, and 16. She makes a living selling used clothing from her stall, which is located in a popular market in the city of El Alto.

This loan is her second with the institution. Estela will use this loan to buy bundles of used clothing for her business. Her reason for applying for this loan is her lack of capital.

Estela confronts challenges in her business, such as competition from the many other people who work in this area. She will use her earnings to continue improving her sales stall. Her wish for her business is to have a stock of merchandise to offer a variety of products to her clients.
View original language description ↓
La Sra. Estela tiene 40 año, casada con tres hijos de las edades de 16, 14 y 8 años, ella se dedica a la venta de ropa de segunda mano, en su puesto de venta que se encuentran en una populosa feria de ciudad de el alto este préstamo es su primera secuencia dentro de la institución, La Sra. Estela va a usar este préstamo para la compra de fardos de ropa de segunda mano para su negocio, su razón para solicitar este préstamo es falta de capital, La Sra. Estela enfrenta retos en su negocio que son la competencia ya que hay muchas personas que se dedican a esta actividad, va a utilizar los beneficios en seguir mejorando su puesto de venta, su deseo para su negocio tener mercadería surtida para ofrecer variedad de productos a su clientes.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 201
    View loans »
    Bolivia Loans Fundraising
  • $31,407,800
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Estela to buy bundles of clothing.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 20, 2013
Apr 6, 2013
Currency Exchange Loss:
Mar 17, 2014