Corazones De Oro Group
The loan that they are taking out will benefit these small businesswomen. Juana says that this is her first time with Pro Mujer, which she joined through an invitation from one of the institution's field officers who visited her at home. Juana currently has a business making and selling cheese. She says that she learned this business years ago from her mother and decided to work selling these products as it is profitable.
Juana will use this loan to buy a dairy cow. She will buy the cow in one of the markets in a neighboring community. After she has made her cheese, she will sell it in different markets in the city of La Paz. This work allows her to make income with which to support her household. Juana lives with her partner and has five children.
When asked what she likes about Pro Mujer, Juana replied that she likes the training sessions that focus on loan management and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de un asesor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de producción y venta de queso; da a conocer que este negocio lo aprendió hace años de su madre, posteriormente decide trabajar con la venta de este producto ya que es rentable.
El crédito que ahora sacará es para el mejoramiento de sus herramientas (compra vaca lechera) que adquirirá de las ferias las comunidades aledañas y posteriormente a la elaboración lo comercializará en diversas ferias de la ciudad de La Paz. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid