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Ruth Noemi

Update on Ruth Noemi

Señora Ruth is 56 years old. She lives with her 2 children in her home in a neighbourhood of San Lorenzo, in the South of Honduras. For 20 years she has worked making and selling clothes, women's trousers, men's trousers, women's suits etc. Doña Ruth's business is located at her home. Her clients are her friends and neighbours who visit her from different neighbourhoods to where she lives. They prefer to come to her for her courtesy and her good work, and so she has a lot of orders.

Doña Ruth is asking for this loan to buy fabrics, threads, sewing machine needles and trimmings for the different designs she makes for her tailoring business. She is very happy to work with Prisma since with the help of the loans she has been offered, she has been able to increase her stock of materials and make different kinds of outfits. Doña Ruth's dream is to expand her business and advance the education of her children.

San Lorenzo, Honduras - March 2013.
View original language description ↓
La señora Ruth de 56 años, vive con sus 02 hijo en su casa de habitación en un barrio de San Lorenzo, en la zona sur de Honduras, se dedica desde hace 20 años a la elaboración y venta de vestidos, pantalones de mujer, pantalones de hombre, trajes de señora, etc.
Doña Ruth su negocio está ubicado en su casa de habitación sus clientes son los vecinos y amigos que el visitan de diferentes barrios, de donde vive, le prefieren por su buena atención y por su buen trabajo para dejar lo que le piden muy bien
Doña Ruth Esta solicitando el préstamo para compra de telas, hilos, agujas de máquina y adornos para sus diferentes diseños que hace en la sastrería.
Doña Ruth está muy contenta de trabajar con Prisma ya que con la ayuda de los préstamos que se le han brindado a podido aumentar sus materiales y hacer diferentes tipos de trajes.
Doña Ruth su sueño ampliar su negocio y salir adelante con la educación de sus hijos

San Lorenzo, Honduras - Marzo del 2013.

Previous Loan Details

Ruth is 55 years old and is a widow, she lives with her daughter in her house that is located in the community of Nacaome, Valle, she has been working in this capacity for some years now; she has a sewing business where she has been making dresses, skirts and suits for fifteen years for weddings ... More from Ruth Noemi's previous loan »

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,800
    Average annual income
  • 82
    View loans »
    Honduras Loans Fundraising
  • $9,175,850
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ruth Noemi to buy fabrics, thread, sewing machine needles and trimmings for her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Apr 6, 2013
Currency Exchange Loss:
Oct 17, 2013