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Marina
Marina is a happy, hardworking, and entrepreneurial woman, and despite her 51 years, she hasn’t stopped dreaming big. She didn’t have the opportunity to study because her parents didn’t have much money and they couldn’t help her. She is married and has 5 children who all work in agriculture. The oldest is married and the other 4 live with her. The youngest is studying in school. She learned this activity more than 18 years ago, taught by her parents. She sells her product near her home to neighbors, people who sell on a small scale in the local market, and others. This business has worked for them for a long time and it is their only income for the family, covering their basic necessities, such as food, clothing, medicines, etc. Their crop is located 50 meters from their house, and they go there everyday. This allows them to give their crop better maintenance and protection. The land that they work is their own, thanks to an inheritance from her in-laws.

Marina is requesting help to buy fertilizers, manure, pesticides, and a spraying pump for their coffee crop. These types of products are expensive nowadays, and the roya, which is a [fungal] disease that affects the coffee plants if they aren’t treated in time, could contaminate the crop and they could lose the entire harvest.

Her dream for the future is to have a large coffee farm, one that could continue giving them blessings, a source of income for the family, and that could be worked from generation to generation by her children and her grandchildren; they could make good use of her and her husband’s hard work and dedication.
View original language description ↓
Doña Marina es una mujer feliz, luchadora, emprendedora y que a pesar de sus 51 años de edad ella no deja de soñar en grande, ella no tuvo la oportunidad de estudiar ya que sus padres son de bajos recursos económicos y no pudieron ayudarla. Ella es casada y de su matrimonio tiene 5 hijos de los cuales en familia trabajan la agricultura el mayor de todos es casado y los otros 4 viven con ella y la menor de todos estudia en la escuela. Ella aprendió esta actividad hace más de 18 años inculcada por sus padres su producto es comercializado y vendido en los alrededores de su hogar con algunos vecinos, personas que lo comercializa en pequeña escala en el mercado local y otros. Esta actividad les ha dado fruto por mucho tiempo y es el único medio de ingreso que ellos tienen para el sustento de su familia y su hogar cubriendo las necesidades básicas como ser alimentación, vestimenta, medicinas, etc. Que a diario se presentan. Sus cultivos están a una distancia de 50 metros de su casa de habitación al cual se trasladan diariamente a pie y eso les permite dar un mejor mantenimiento y protección. La tierra que trabajan es propia gracias a una herencia de parte de sus suegros.

Doña Marina solicita ayuda para poder comprar fertilizantes, abono, plaguicidas, y una bomba de fumigación para su cultivo de café, ya que hoy en día esta clase de productos son caros y la (roya) que es una enfermedad que afecta los cultivos de café si no se trata a tiempo es posible que se contamine y se pierda la cosecha completa.

Sus sueños a futuro es tener una amplia plantación de café la cual pueda seguirles dando bendiciones, sustento familiar y pueda ser trabajada de generación en generación por sus hijos, sus nietos, y puedan aprovechar el esfuerzo y la dedicación de ella y de su esposo.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 19
    View loans »
    Honduras Loans Fundraising
  • $8,346,875
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Marina to buy fertilizers, manure, pesticides, and a spraying pump for her coffee crop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 1, 2013
Listed
Apr 7, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014