Grupo 308 Group
This loan will benefit small businesswomen such as Sra. Silvia. She said that she joined Pro Mujer five years ago after receiving an invitation from a friend who is also a member of the organization. Silvia currently manages a business that involves selling potatoes. She started this business several years ago with a small amount of capital. It is improving at the moment.
The loan she is receiving now will be used to increase her capital for buying potatoes. She acquires her inventory at the provincial fairs in the city of La Paz and then sells her products at one of the other fairs in the city of La Paz. Working in this manner enables her to generate income so that she can sustain her household. Silvia is married and has five children.
When asked what she likes about Pro Mujer, Silvia said that she enjoys the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Silvia es integrante, ella indica que hace cinco años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de papa; mismo que decide emprender hace varios años comenzando con un pequeño capital, que en la actualidad ha ido mejorando.
El crédito que ahora sacará es para el aumento de capital (compra de papa) que adquirirá de las ferias provinciales de la ciudad de La Paz y posteriormente lo comercializará en las ferias de una de la ciudad de La Paz. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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