María has an elementary school education, which was hard for her to finish. Because of financial hardships, she was not able to continue on to high school. Her parents taught her to grow coffee when she was very young. She learned from them how to clean, prune, and fertilize coffee crops. María's coffee plants are located 50 meters away from her house. She walks over daily to tend to them along with her parents and in-laws.
María is requesting a loan in order to buy fertilizer, manure, and spraying equipment for her coffee crops because with these supplies with she will be able to protect her crops from plagues and bugs that eat away at them. Her dream is that her crops become the best around so that her earnings will increase and help her to pay for her children's education. She hopes her children have a better quality of life, better job opportunities, and that they inherit the land that she works currently.
María solicita ayuda para la compra de fertilizante, abono y equipo de fumigación para su cultivo de café ya que por medio de estos insumos ella podrá tener sus cultivos protegidos de enfermedades como la roya y plagas que lo destruyan.
Su sueño es que sus cultivos sean los mejores de la zona para que de esa forma ella pueda obtener ingresos y pueda educar a sus dos hijos, que ellos tengan una mejor calidad de vida, mejores oportunidades de empleo y un mejor nivel de educación para que ellos puedan ser hombres de provecho y puedan heredar la tierra que hoy en día trabaja su madre.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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This loan has been fully funded!