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Maria Argentina
María is a 24-year-old young woman. She is very hardworking and dreams of success. María is a single mother (widowed) and has two small children. Her oldest is in kindergarten and the youngest is 18 months old. Both are completely dependent on her. María's husband died a year ago in a bus accident. Thanks to both her and her late husband's hard work, María owns the land she lives and works on.

María has an elementary school education, which was hard for her to finish. Because of financial hardships, she was not able to continue on to high school. Her parents taught her to grow coffee when she was very young. She learned from them how to clean, prune, and fertilize coffee crops. María's coffee plants are located 50 meters away from her house. She walks over daily to tend to them along with her parents and in-laws.

María is requesting a loan in order to buy fertilizer, manure, and spraying equipment for her coffee crops because with these supplies with she will be able to protect her crops from plagues and bugs that eat away at them. Her dream is that her crops become the best around so that her earnings will increase and help her to pay for her children's education. She hopes her children have a better quality of life, better job opportunities, and that they inherit the land that she works currently.
View original language description ↓
María es una mujer de 24 años de edad joven, luchadora y con muchos deseos de superación ella es madre soltera (Viuda) y tiene dos pequeños hijos los cuales el mayor está en el kínder y el menor tiene 18 meses de nacido ambos dependen de ella en todos los aspectos. Su esposo falleció hace un año en un accidente de autobús y gracias al esfuerzo mutuo el terreno que ella tiene hoy en día es propio. Ella tiene un grado de educación primaria completado el cual con mucho esfuerzo y sacrificio termino y no pudo continuar en la secundaria por la falta de apoyo económico ya que sus padres son de escasos recursos económicos. Fueron sus padres los que le enseñaron a trabajar el cultivo de café desde muy temprana edad realizando actividades como: limpieza, poda y fertilización. Sus cultivos están ubicados a una distancia de 50 metros de su casa de habitación al cual se traslada a pie diariamente esto le permite a ella darle mantenimiento y asistencia y que en compañía de sus padres y sus suegros puede realizar.

María solicita ayuda para la compra de fertilizante, abono y equipo de fumigación para su cultivo de café ya que por medio de estos insumos ella podrá tener sus cultivos protegidos de enfermedades como la roya y plagas que lo destruyan.

Su sueño es que sus cultivos sean los mejores de la zona para que de esa forma ella pueda obtener ingresos y pueda educar a sus dos hijos, que ellos tengan una mejor calidad de vida, mejores oportunidades de empleo y un mejor nivel de educación para que ellos puedan ser hombres de provecho y puedan heredar la tierra que hoy en día trabaja su madre.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 30
    View loans »
    Honduras Loans Fundraising
  • $8,247,900
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Maria Argentina to buy fertilizer, manure and spraying equipment for her coffee crops.
50% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 1, 2013
Listed
Apr 5, 2013
Currency Exchange Loss:
Possible