25 De Octubre Group
The loan they are requesting will help small businesses like Faustina’s. She says that she was invited to join by one of Pro Mujer’s loan officers who visited her at home. She has been a member for six months. She currently has a business making fried foods. She says she learned this business from her mother who used to sell these products and later on, decided to start her own business.
She will use the loan to increase her capital by buying potatoes by the quintal that she will purchase wholesale at the markets in the city of El Alto. She will then cook them and sell them from her place of business. This work allows her to generate resources to maintain her household as she is married and has a daughter.
When asked what she likes about Pro Mujer, she responded that she likes the training sessions on health and savings because they have given her good advice.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Faustina es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de un asesor de crédito de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de elaboración de frituras; cuenta que este negocio lo aprendió de su madre, quien anteriormente vendía estos productos posteriormente ella decide implementarlo y tener su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de papa por quintal) que adquirirá de las ferias de la Ciudad de El Alto por mayor y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene una hija.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud y los ahorros porque dan buenas recomendaciones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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