Good morning. “Ahorrar Es Exito” is made up of 6 enthusiastic and hard working members who are in their 2nd loan cycle. Fortunita is 44 years old. She is married and has 4 children. She sells clothing for a living and takes orders from her customers since right now she doesn't have a stand from which to sell her clothing. This activity has allowed her to generate an income to help with the household expenses. She will use the loan to buy pants and sweaters for the winter season. Her dream is to have a seamstress shop because she knows how to sew.
The group “Ahorrar Es Exito" is grateful for the assistance offered. Fortunita is the first from the left and is wearing the brown shirt and blue pants.
Buenos días. El grupo “Ahorrar Es Éxito” integrado por 06 socios entusiastas y trabajadores, la cual pasan a su 2do ciclo. Ella es Fortunita de 44 años de edad casada y tiene 04 hijos. Se dedica a la venta de ropa la cual lo realiza a pedidos, ya que por el momento no cuenta con un puesto donde pueda ofrecer sus prendas, esta actividad le ha permitido generar ingresos para poder apoyar con los gastos del hogar. Su último crédito lo destinará para la compra de mercadería de pantalones y chompas para época de invierno. Su mayor deseo es de poner un taller de costura, pues tiene conocimientos de costura. El grupo “Ahorra Es Éxito” está agradecido con la ayuda brindada. Fortunita es la primera del lado izquierdo y viste polo marón y pantalón azul.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.