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Belarmina is 31 years old, married with two children and lives in a neighbourhood in the municipality of Choloma, Cortes.

Two years ago she decided to sell merchandise such as clothing, plastic products, toys, lotions, creams, sandals, and other low-cost consumer goods. She sells the items in the streets and from her home.

Belarmina is now seeking a loan of 11,000 lempiras to buy stock such as waterwings, creams, and paddling pools to sell during the current summer season. Her plan is to continue expanding her business and rent fixed premises from which to run it.
View original language description ↓
Belarmina, tiene 31 años de edad, es casada, tiene 2 hijos y vive con ellos en una colonia del municipio de Choloma, Cortes.
Hace dos años que decidió dedicarse a la venta de mercadería como ser ropa, productos plásticos, juguetes, lociones, cremas, sandalias y achinería. La venta la realiza de manera ambulante y en su casa. Ha decidido solicitar un préstamo por 11,000 Lempiras para surtir de mercadería como flotadores, cremas y piscinas para vender en esta temporada de verano. Su plan es seguir creciendo con el negocio y alquilar un local fijo solo para el negocio.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Belarmina buy water wings, paddling pools, and creams to sell during the summer season.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 25, 2013
Apr 5, 2013
Currency Exchange Loss:
Feb 17, 2014