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Cecilia
Doña Cecilia is 58 years old. She is a single mother and has three children. She lives with one of them in a neighborhood in the municipality of Choloma, Cortes. She has always worked in business. She has generated her own income for approximately 25 years. Doña Cecilia now sells Avon and Selcia beauty products and cosmetics, such as creams, lotions, shampoo, deodorants, makeup, etc. She makes her sales as a street vendor and through catalog orders. In addition, she has apartments that she rents, where she obtains additional income. She has been a client of ODEF for a number of years. Now she is applying for a loan of 23,000 Lempiras, which will be her 14th loan, and with which she is going to buy creams, lotions, shampoo, makeup, and other items to continue selling. Her plan is to set up a mini-store in her house.
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Doña Cecilia, tiene 58 años de edad, es madre soltera, tiene 3 hijos y vive junto a uno de ellos, reside en una colonia del municipio de Choloma, Cortes. Ella siempre se ha dedicado al comercio, lleva aproximadamente 25 años de generar su propio ingreso. Doña Cecilia actualmente vende productos de belleza y cosméticos de productos Avon y Selcia como cremas, lociones, champú, desodorantes, maquillajes etc. Las ventas las realiza de manera ambulante y a través de pedidos por catálogos. Además tiene apartamentos de alquiler donde obtiene otros ingresos. Ha sido cliente de ODEF por varios ciclos, actualmente esta solicitando un préstamo por 23,000 Lempiras que es el 14 ciclo de préstamo, con el cual va comprar cremas, lociones, champú, maquillajes y otros para seguir vendiendo. Su plan es lograr poner una mini tienda en su casa.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Cecilia to buy Avon and Selcia beauty products to sell, such as creams, shampoo, lotions, cosmetics, etc.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 11, 2013
Listed
Apr 5, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013