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Rebeca is 31 years old. She is married and now lives with her husband and two children. With the loan she intends to repair their work vehicle, since she and her husband work in cabinetmaking, and they need the car to transport themselves and furthermore to transport some small furniture.

She is planning to repair the car and continue on with the cabinetry project with her husband, in order to generate more earnings to contribute to her family. This is why she is applying for a loan, and it will be the first loan that she receives from FUDECOSUR. She has not had any previous loans from state banks, but FUDECOSUR has offered her the loan with better terms and a much lower interest rate.
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Rebeca tiene 31 años de edad, esta casada y vive con el esposo y dos hijos actualmente. Ella con crédito pretende arreglar el vehículo de trabajo, ya que ella junto con el esposo se dedica a la ebanistería y necesitan el carro para transportarse y además para transportar algunos muebles pequeños. Ella piensa arreglar el carro y seguir con su esposo adelante con el proyecto de ebanistería y poder generar más ganancias para contribuir con su familia, por lo que el solicito un crédito, y es el primer préstamo que ha recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 9
    View loans »
    Costa Rica Loans Fundraising
  • $4,501,700
    Funds lent in using Kiva
  • 499.4
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $425 helped Rebeca to repair her work vehicle.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 4, 2013
Apr 5, 2013
Currency Exchange Loss: