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Ruben Dario
Ruben is 31 years old. He has a gaming business in his own home. His customer base keeps increasing and his TV screens are at a 100% use, so many young clients leave Ruben's premises without being able to play. In order to increase and modernize the variety of games offered, Ruben needs to add two additional screens and two game consoles. He is asking for his first loan from Kiva through the field partner, Fundacion Mario Santo Domingo, in order to meet the demands of his customers.
Ruben has had his business for 2 years. He thinks the business fills a need in the community, where children and young adults didn't have this type of entertainment before, and it also provides his income. He is very happy because he can provide for himself, the business has grown and he has a lot of expectations for increasing and strengthening his business. He works from 8 am to 6 pm. His goal in the future is to extend his premises to make it more comfortable for his customers while increasing his profit.
View original language description ↓
Ruben de 31 años de edad tienen un negocio en su propio domicilio, donde ofrece el servicio de juegos; su clientela cada vez crece mas, los televisores están siendo utilizados en el 100% de su capacidad y muchos de sus jóvenes clientes, se van del negocio de Rubén, sin haber accedido a su oferta. Esta es la razón principal por la cual necesita agregar 2 televisores y dos video consolas, para ampliar la oferta de juegos y modernizarla, para ello ha acudido a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual responderá a las necesidades de su demanda. Rubén cuenta con 2 años de experiencia en su negocio y cuando inició su actividad, lo hizo entendiendo que era una necesidad en la comunidad, pues niños y jóvenes no contaban con esta distracción en la que él también encontró su propio generador de ingresos. Hoy se encuentra muy contento, porque ha logrado sostenerse, crecer y tiene muchas expectativas de ampliación y fortalecimiento empresarial; él inicia su día laboral, desde las 8 de la mañana, hasta las 6 de la tarde y su meta mas adelante es lograr hacer ampliaciones locativas, parta generar un mayor confort entre sus consumidores, mientras él aumenta así mismo sus ingresos.


Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 501
    View loans »
    Colombia Loans Fundraising
  • $15,250,425
    Funds lent in using Kiva
  • 1,822.6
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ruben Dario to add 2 screens and 2 game consoles.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 18, 2013
Listed
Apr 5, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 20, 2014