Hannah is 68 years old. She is divorced with four children. Currently three of them have completed school and are working. She prepares and sells pastries to the working community and bus stops at Obuasi, a busy mining town in Ghana. She wants to use the loan to buy more flour, margarine, vegetable oil, etc. to increase her stock to avoid price hikes. This, she believes, will decrease her cost very significantly to enable her raise good income to support her last child in school.
She is a member of the trust group called ‘Nyame Nnae’ (meaning God is Not Asleep). In this group, members guarantee one another's loan and provide peer pressure to repay the loan. Hannah is in the photo, taken during her group meeting.