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Tulipanes Group
In this Group: Dora, Tarcia, Sofia, Lorena, Piedades, Jimena, Lizeth, Maria Ivon, Carmelo, Karina Esther
The entrepreneurial bank "Tulipanes" is made up of ten members--nine women and one man. The president of the bank is Tarcia, who is shown in the photo with the baby. Tarcia is 33 years old and has four children aged 10, 7, 5 and 2. She makes a living selling food. She does not have a fixed location but rather delivers lunches to various market stalls where she sells. Tarcia is a very hard working woman that has been able to little by little, obtain stability, solvency and popularity with dedication. She is very well known by her customers who she attends to with friendliness.

With the money from the loan she will buy supplies to make food, including groceries and wholesale oil. This client says that with a great amount of effort she will be able to grow more and continue making a living for the well being of her family and herself. Tarcia wishes to have a stall that would allow her to grow her business more and in turn, improve her earnings.
View original language description ↓
El banco de emprendimiento TULIPANES está compuesto por diez integrantes, nueve mujeres y un varón, la presidenta del banco es la Sra. Tarcia en la foto es la que se encuentra con el bebe, la Sra. Tarcia tiene 33 años y cuatro hijos de las edades de, 7, 5 , 10 y 2 años, ella se dedica a la venta de comida, ella no tiene un puesto fijo, ya que entrega sus almuerzos a distintos puestos del mercado donde ella vende, la Sra. Tarcia es una persona muy trabajadora que con dedicación poco a poco va adquiriendo estabilidad y solvencia y también popularidad por que es muy conocida por sus clientes ya que la Sra. Tarcia les atiende muy amablemente, con el dinero del crédito comprara insumos para la elaboración de sus comidas como abarrotes y aceite por mayor, la cliente cuenta que con mucho esfuerzo se puede crecer más y así seguir haciéndose de patrimonio para el bienestar de su familia y también personal, el deseo de la Sra. Tarcia es poder tener un puesto fijo ya que esto le haría crecer más en su negocio y por ende mejorar sus ingresos económicos.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 228
    View loans »
    Bolivia Loans Fundraising
  • $31,614,775
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Tulipanes Group's $4,075 loan helped a member to buy groceries and oil.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Apr 5, 2013
Currency Exchange Loss:
Oct 17, 2013