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Dialia

Miss Dialia B. is 32 years old and has been living with her brothers, sisters, and daughter at her late father's home since her divorce in Sanoubougou I, a district in the town of Sikasso (third administrative region in the Republic of Mali)

After having run several business activities since her youth, she decided 15 years ago to specialize in the sale of clothing for children. To obtain supplementary financial resourrces in order to meet the needs of a constantly increasing clientele, she decided to take part in the program by asking for a loan from Soro Yiriwaso. She is on her first individual loan.

She has been making voluntary deposits at Soro Yiriwaso for about 2 and a half years. With this loan, she intends to buy 60 outfits (pants and shirt made of the same cloth), 28 bedcovers, 5 dozen containers of powder for children's skin, and 5 dozen containers of children's perfume in Cotonou and in Lomé (Republics of Benin and Togo, respectively, in West Africa). To reach Lomé and Cotonou, she rents a bus for 40,000 FCFA, and arranges her lodging and daily food. She re-sells her merchandise for cash in her shop located hear the Sikasso bus station. With this loan, she intends to a realize a monthly profit of 600,000 FCFA, which will allow her to contribute to the family's expenses, repay the interest on her loan, and invest in her business.

Translated from French by Vilas Menon, Kiva Volunteer



Mademoiselle Dialia B. a 32 ans , et vit avec ses frères , ses soeurs, et sa fille chez son feu père depuis son divorce à Sanoubougou I, un quartier de la ville de Sikasso (troisième région administrative de la République du Mali).

Après avoir mené plusieurs activités génératrices de revenus dès son jeune age, elle décida de se spécialiser dans la vente d’habits pour enfants depuis maintenant 15 ans. Pour obtenir des ressources financières supplémentaires afin de satisfaire les besoins de sa clientèle qui ne cesse d’augmenter, elle décida d’intègrer le Programme en demandant un prêt à Soro Yiriwaso. Elle est à son premier prêt individuel .

Elle effectue des depots d’épargne volontaire à Soro Yiriwaso depuis environ deux 2 ans et demi . Avec ce prêt, elle compte achéter 60 complets (pantalon et chemise de meme tissu ), 28 couvres lits, 5 douzaines de poudre de peau pour enfant et 5 douzaines de parfum pour enfant à Cotonou et à Lomé (Républiques du Benin et de Togo en Afrique de l’Ouest). Pour se rendre à Lomé et à Cotonou, elle emprunte des bus pour 40.000 FCFA, assure son hebergement et sa nourriture quotidiennement. Elle revend ses marchandises au comptant dans sa boutique située à la gare routière de Sikasso. Avec ce prêt, elle envisage réaliser un bénéfice mensuel de 600 000 FCFA qui lui permettrons de contribuer aux charges familiales, payer les intérêts de son prêt et investir le reste dans son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 12
    View loans »
    Mali Loans Fundraising
  • $10,309,100
    Funds lent in using Kiva
  • 418.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Dialia to buy clothing for children and others.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jul 14, 2008
Listed
Jun 30, 2008
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2009