Most of them live in monogamous families in Médine, one of the popular neighborhoods of the town of Sikasso in the third administrative region of Mali.
They are on their 11th loan with the micro-finance institution Soro Yiriwaso due to the concern of satisfying the needs of their clientele.
Madam Maimouna sells fabric in this group of women. She is in the fourth position from left to right.
She plans to buy two rolls of fabric which she will resell retail on the spot and at the market in Médine.
She envisions making an average monthly profit of 17,500 FCFA of which part is used to pay the loan and its interest and the other for her savings.
Her ambition is to increase her turnover to better satisfy her clientele.
Elles sont à leur 11ème prêt avec l’institution de micro finance Soro Yiriwaso dans le souci de satisfaire le besoin de leur clientèle.
Mme MAIMOUNA fait le commerce de tissus dans ce groupe de femmes. Elle se tient en quatrième position de la gauche vers la droite.
Elle compte acheter deux rouleaux de tissus qu’elle revendra en détail sur place et au marché de Médine.
Elle envisage réaliser un bénéfice mensuel moyen de 17.500FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne.
Elle ambitionne d’augmenter son chiffre d’affaire pour mieux satisfaire sa clientèle.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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