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Farzona
Difficult life circumstances are forcing Farzona to gather all her efforts and to make the best use of existing resources. She happens to be one of those people who try very hard to improve the living and economic conditions of their family.

Farzona is married but does not have any children. Her husband earns a small salary, which is not enough to provide the family with all the necessities of life. This is why she has decided to help her husband, for the sake of her family.

With this goal in mind, Farzona has taken a course entitled "Achieving Success", sponsored by the Association of Business Women, and she has received a certificate. She can now fully start her own business and become a successful entrepreneur.

Since she already has some experience in buying and selling women's clothes, she wants to start her own business in this field.

She plans to use her income to improve her living conditions. She is requesting a loan of 15,000 somoni to buy some merchandise for her new business.

She is awaiting your kindness.
View original language description ↓
Трудное условие жизни заставляет человека направлять все свои усилия и мотивировать существующие ресурсы. Фарзона является одним из таких личностей, которая старается улучшить условия жизни и стимулировать экономическое состояние семьи. Она замужем, но не имеет детей. Ее муж получает маленькую зарплату. Это зарплата не хватает для обеспечения семьи со всеми необходимыми средствами. Фарзона решила помочь мужу для благо получения семьи. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес купле продажей женской одежды, так как имеет опыт в этом виде бизнеса. От полученного дохода она планирует улучшить условию проживания. Она запрашивает займ на сумму 15000 сомони для покупки товара, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $1,388
    Average annual income
  • 180
    View loans »
    Tajikistan Loans Fundraising
  • $29,067,225
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,175 helped Farzona to buy women's clothes to start her new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 19, 2013
Listed
Apr 4, 2013
Currency Exchange Loss:
Covered
Ended:
Oct 17, 2014