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As a married mother of five children, Jocelyn works hard to support her family.

She has a business selling vegetables and spices in the Philippines, and also earns additional income from fishing. Jocelyn is borrowing PHP 20,000 through NWTF to buy more vegetables and spices to sell on her food stall.

Jocelyn has been sustaining her business activities through her past 15 loans from NWTF. She hopes that her hard work will help her attain her dream: to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 955
    View loans »
    Philippines Loans Fundraising
  • $63,408,725
    Funds lent in using Kiva
  • 40.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Jocelyn to buy more vegetables and spices.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 5, 2013
Currency Exchange Loss:
Jan 17, 2014