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Update on Lucy

Lucy is now 34 years old and her four children are still doing well in school.

Lucy used her previous loan well as she was able to get a good harvest and made lots of profits. She has now applied for her fourth loan from Kadet Ltd. to enable her to buy maize seedlings, fertilizers and also pay for labor in this new planting season. She is optimistic that her farm will do better after the loan.

She hopes to work and diversify into dairy farming in the near future.

Previous Loan Details

Lucy has practiced farming in Ndunyu Njeru town for the last 20 years. She is 33 years old and married to Isaiah. They have four children who attend school. She was introduced to KADET LTD by one of our existing clients, and this will be her third loan. She paid all her previous loans well a... More from Lucy's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 779
    View loans »
    Kenya Loans Fundraising
  • $43,830,000
    Funds lent in using Kiva
  • 85.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Lucy to buy fertilizer and seedlings and pay for labor.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 25, 2013
Apr 5, 2013
Currency Exchange Loss:
Oct 17, 2013