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Dilorom is 32 years old. She is a kind and hardworking woman. Even as a child, she always liked to work hard and to help her parents. However, because of her family circumstances, she did not have the opportunity to go to university, so she has no higher education.

After getting married, Dilorom started to experience financial problems. Her husband is a simple worker and his small income is not enough to provide for two children. She therefore wants to start her own business so that she can find an additional source of income for her family. She was very excited to learn about the course entitled "Achieving Successs", organized by the Association of Business Women. She took part in this course and learned a lot of new information related to starting a new business.

Dilorom now wants to start buying and selling food products, since this type of goods is in high demand. She lives in a rural setting where the competition is low. Her mother-in-law will also be helping her with the business.

Dilorom is requesting a loan of $2,000 for the purchase of food products. She is awaiting and relying on your kindness.
View original language description ↓
Дилорому 32 года. Она добрая и трудолюбивая женщина. Она с детства любила упорно трудиться и помогать родителям. По семейному состоянию она не смогла поступить в университет и поэтому осталась без высшего образования. После замужества у нее возникли проблемы с деньгами. Ее муж простой рабочий и получает маленькую зарплату, которая не хватает для обеспечения 2 детей. Она хочет организовать свой бизнес и таким образом найти источник дополнительного дохода в семье. Она очень обрадовалась, когда узнала о курсе «Добейся Успеха» организованного Ассоциация Деловых Женщин. Она участвовала на этом курсе и получила много новой информации об организации бизнеса. Она хочет организовать свой бизнес купле продажей продуктов питания, так как продукты питания имеют большой спрос. Она живет в сельской местности, и поэтому там нет большой конкуренции. Ее свекровь будет помогать ей введение бизнеса. Она запрашивает займ на сумму 2000 долларов США для покупки продуктов питания. Она ждет и надеется на вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 198
    View loans »
    Tajikistan Loans Fundraising
  • $29,677,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Dilorom to buy food products to start her new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 29, 2013
Apr 4, 2013
Currency Exchange Loss:
Oct 17, 2014