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Samaritano Group
In this Group: Virginia, Osmar, Angela

Update on Samaritano Group

This group consists of three members who are successful entrepreneurs. One of them is Virginia. She is 51 years old, married, and has a teenage child. Virginia has been in the business of selling Nicaraguan tamales for several years. Her loan will be invested in the purchase of supplies such as pork, banana leaves, bell peppers, onions, corn, potatoes, mint, and other items.

Angela is 22 years old and has a business of selling vegetables and used clothing. Osmar is 28 years old and has a business of providing cargo transport services.

View original language description ↓
Este grupo está formado por tres socios emprendedores de éxito una de ellas es Virginia tiene 51 años de edad, es casada y tiene hijo grandes. Su negocio es vender nacatamales actividad que viene realizando desde varios año, el crédito lo invertirá en la compra de materia prima como carne de cerdo, hojas de chagüites, chiltoma, cebolla, maíz, papa, hierba buena, etc. Angela tiene 22 años de edad y su negocio es la venta de verduras y ropa usada y Osmar tiene 28 años de edad y su negocio es servicio de transportes de acarreo.

Previous Loan Details

The “El Samaritano” (The Samaritan) group is composed of three hardworking people. One of them is Virginia who sells nacatamales [Nicaraguan-style tamales], an activity she’s been doing since very young and the business she’ll invest the loan in. She’s married and only has one, 13-year-old daugh... More from Samaritano Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Samaritano Group's $1,100 loan helped a member to buy pork, banana leaves, bell peppers, onions, corn, potatoes, mint, and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 9, 2013
Apr 13, 2013
Currency Exchange Loss:
Oct 17, 2013