Emérita’s parents taught her to work with agriculture, something she has been doing for ten years and still today represents her only source of income for supporting her family. The family inherited the land from her husband’s parents, something that has helped them a lot. It is located where they live, which makes it easy for them to take care of it. Their produce is sold by different middlemen that visit their community.
Emérita is requesting help to buy fertilizer and compost for her coffee plantations, in order to keep them free of plagues and diseases, which destroy entire plantations if not stopped on time. Her dream is to expand her crops and generate more income to reinvest in her coffee production, now that rising prices of the supplies she needs in order to obtain all the benefits from her plantations represent a challenge for her. It will also help her to provide her children with a better education and a better quality of life.
Actualmente ella solicita ayuda para la compra de fertilizante y abono para sus cultivos de café el cuales les permitirá mantener limpio de plagas y de enfermedades las cuales destruyen cultivos completos de no ser tratados a tiempo.
Su sueño es seguir aumentando su cultivó para de esa manera generar más ingresos que le permitan seguir invirtiendo en su producción de café ya que uno de los más grandes desafíos es el constante aumento y el alza de los precios de los insumos mismos que son de gran ayuda para que la producción se pueda aprovechar en un 100% esto permitirá darle una mejor educación a sus hijos y mejorar su nivel de vida.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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