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Helena is a 40 year old business woman. She is a divorced mother with five children. She has been a single parent for seven years, and has to be very resourceful for her children. Two of the children have completed senior high school.

Helen trades in clothing. She buys clothing materials at wholesale price and retails them to her customers.

She wants to use the loan to include the sale of sponges and towels for additional income. She hopes to use part of her profit to support her children in school.

She belongs to the community group called, ‘Nyame Nnae’ (meaning God is not asleep) Trust Group, where members assist one another to provide support in handling loan repayments. In case of default by a member, the other members contribute to make up the repayment amount.

This is Helena in the photograph.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,582,250
    Funds lent in using Kiva
  • 1.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Helena for the sale of sponges and towels.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 12, 2008
Jun 27, 2008
Currency Exchange Loss:
Apr 15, 2009