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Unidos Al Futuro Group
In this Group: Esperanza, Sabina, Avelina, Zosima, Angelica, Jhilda Dolores, Jaquelin Jovana*
* not pictured
A group "Unidos al Futuro" ("United to the future") is comprised of 7 triumphant and supportive women. The large majority of them are neighbors. This is the case of Esperanza, one of the group's founders, who started out by doing a laundry service. Little by little, she improved, and with much effort she opened a small store that offers groceries and cleaning products. She feels happy, and thanks to her efforts, she keeps improving every day. Her greatest wish is to have a well-stocked store. The loan obtained will be used to buy detergent, soap, bleach, and groceries.

Esperanza is 51 years old, separated, and has 5 independent children. The group "Unidos al Futuro" is thankful to the people who made this loan possible. Esperanza is the first one on the left side with a pink striped polo shirt.
View original language description ↓
Cordiales Saludos. El grupo “Unidos Al Futuro” está conformada por 07 mujeres triunfadoras y solidarias, la gran mayoría de ellas vecina de la zona. Este es el caso de Esperanza una de las fundadoras del grupo, la cual se inicio brindando servicio de lavado de ropa, poco a poco fue mejorando y con mucho esfuerzo instalo su pequeña tienda la cual ofrece abarrotes y artículos de limpieza. Se siente feliz pues gracias a su esfuerzo sigue mejorando cada día. Su mayor anhelo es de llegar a tener una tienda surtida. El crédito obtenido lo destinará para la compra de detergente, jabón, lejía y abarrotes. Esperanza tiene 51 años de edad separada con 05 hijos independientes. El grupo “Unidos Al Futuro” agradece a las personas que hicieron posible este crédito. Esperanza es la primera del lado izquierdo viste polo rosado con rayas plomas. Jaquelin no puedo estar presente por motivo de trabajo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Unidos Al Futuro Group's $2,875 loan helped a member to buy cleaning products and groceries.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 23, 2013
Apr 4, 2013
Currency Exchange Loss:
Sep 17, 2013