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Carlos is 58 years old, married and lives with his wife and a son. He is requesting the loan to purchase a motorcycle to transport vegetables. He makes a living in agriculture and wants the motorcycle to distribute the products and increase his sales a little bit. He and his family are dedicated to growing vegetables. This is his first loan with Kiva partner FUDECOSUR. He has not had previous loans with state banks, but FUDECOSUR is providing the loan with better terms and a much lower interest rate.
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Carlos tiene 58 años de edad, es casado y vive con la esposa y un hijo. El crédito lo quiere para la compra de una moto para transportar hortalizas, el se dedica a esta actividad agrícola y desea la moto para distribuir las verduras y hortalizas. El quiere aumentar un poco las ventas. El se ha dedicado con su familia al cultivo de hortalizas. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $11,100
    Average annual income
  • 12
    View loans »
    Costa Rica Loans Fundraising
  • $4,061,875
    Funds lent in using Kiva
  • 499.3
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,025 helped Anival to purchase a motorcycle to distribute vegetables.
33% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 3, 2013
Apr 4, 2013
Currency Exchange Loss: