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Maria Magdalena
María is a 37-year-old, fighting, enterprising woman who is married and has four children, all of whom live under the same roof and depend on her. Three of the children are in different grades of elementary school, and the youngest only went until the sixth grade before helping the family grow coffee. María went to school for a year but didn't complete it because of a lack of economic resources for her parents, who were poor. It was them who taught her how to work off the land since she was very young, and this activity has been the only source of income for the family. She has never stopped working, and now she has done the activity alongside her husband for more than eight years. She sells her products to agents who come to the area to make their purchases, and the land that they work on is their own thanks to an inheritance left by her in-laws for her husband. The land is located 500 meters from their home, and she and her husband walk there daily. She is requesting the loan to purchase fertilizers, manure and other products to keep her crops free of plagues and diseases. Her dream is to expand her crops so she can earn more income to help her children with their education, so that they have a better quality of life and can be prepared to go to college so they can go through life with the benefit of a degree.
View original language description ↓
María es una mujer de 37 años de edad casada, luchadora y emprendedora que de su matrimonio tiene 4 hijos los cuales viven bajo su mismo techo y dependen de ella 3 están estudiando en primaria en diferentes grados de educación y el mayor solo pudo cursar hasta el 6 grado por lo cual en familia se dedican a trabajar en su cultivo de café. Ella tiene un grado de educación primaria no completado cursado hasta el primer curso y no pudo continuar por la falta de apoyo económico ya que sus padres son de bajos recursos económicos. Fueron ellos los que le enseñaron a trabajar la tierra desde muy pequeña por lo cual esta actividad ha sido el único medio de ingreso para su familia y en la actualidad no deja de serlo ya que dicha actividad la ejerce junto a su esposo hace más de 8 años. Su producto es comercializado y vendido con los intermediarios que a la zona llegan por su adquisición y el terreno que ellos trabajan es propio gracias a una herencia que sus suegros le dieron a su esposo el cual está ubicado a 500 metros de distancia de su casa de habitación al cual se trasladan a pie diariamente.

Actualmente ella solicita ayuda para la compra de fertilizantes, abonos y otros productos que mantendrán sus cultivos libres de plagas y de enfermedades como la roya.

Su sueño es poder aumentar su cultivo para que de esa manera obtener más ingresos para ayudar a sus hijos con sus estudios, que ellos tengan una mejor calidad de vida y sean personas preparadas a nivel universitario y se puedan defender en la vida con una carrera de provecho.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 26
    View loans »
    Honduras Loans Fundraising
  • $8,349,000
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Maria Magdalena to purchase fertilizer and manure for her coffee crops.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 1, 2013
Listed
Apr 4, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014