Javier is a native of the beautiful and historic city of Dario, the birthplace of the great poet Ruben Dario. Javier is married and has 5 school-aged children. He is a man who exhibits good moral values, and who is concerned with the well-being of his family.
At this time, Javier is working as plumber for a water company. He has been doing this work for more than 9 years, and with the income he earns he pays for the food and education expenses of his family.
Javier is requesting a loan to buy construction materials, such as cement blocks and cement, because he is making improvements to his house. He states that he feels happy and grateful to Kiva for the support that is being provided, because this way he will be able to provide better living conditions for his family.
Javier es originario de la linda e histórica Ciudad Darío cuna de gran poeta Rubén Darío, Javier es casado y tiene cinco hijos en edad escolar. Este señor muestra buenos valores morales, ya que es preocupado por el bien estar de su familia.
Actualmente Javier se desempeña como fontanero de una empresa de acueducto desde hace más de nueve años con los ingresos obtenido de su trabajo lo destina para la educación y alimentación de su familia.
solicita un financiamiento para la compra de materiales de construcción, tales como bloque y cemento ya que está realizando mejoras en su vivienda, manifiesta sentirse alegre y agradecido con kiva por el apoyo brindado ya que podrá darle mejor condición de vida a su familia.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.