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Señor De Huanca Milagroso Group
In this Group: Rosana, Elizabeth*, Danery Melissa, Helmut Cesar, Helen Roxana, Genara, Klever, Luz Marina, Carolay Emily, Percy
* not pictured

Update on Señor De Huanca Milagroso Group

The members belong to the Señor de Huanca Milagroso communal bank located in the district of Cusco, province of Cusco, and department of Cusco.

Elizabeth, 45, was born in Cusco and lives in the same city. She's married and has two children from this beautiful relationship. She's a lawyer by profession and she practices, but she has a second job selling clothing. She has had this business for several years now and it's going very well for her.

Elizabeth currently needs a loan to buy merchandise such as clothing for children, women, and men.

The group member in the thumbnail, which was taken after the group photo, was not present for group photo because she had to work.

The other members make a living with a grocery store, selling wine, selling fruit, and with a restaurant.

She's grateful to those who are part of her dream through this means and she promises to make her payments by the deadline.
View original language description ↓
Los socios pertenecen al banco comunal “Señor De Huanca Milagroso”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.
La socia Elizabeth nació en la ciudad del Cuso y vive en la misma ciudad donde nació, ella tiene 45 años de edad y es casada y fruto esta hermosa relación tiene dos hijos, ella es abogada de profesión y lo ejerce pero tiene una segunda actividad económica que consiste en la venta de ropa. Ya son varios años que se dedica a este negocio y le va muy bien. En esta oportunidad la socia Elizabeth requiere el préstamo para comprar mercadería como por ejemplo ropa para niños, damas y caballeros. (La socia que esta pegada a la foto grupal se le tomo despues la foto porque pidio permiso por motivos de trabajo).

Los otros socios se dedican al negocio de venta de tienda de abarrotes, negocio de venta de vinos, negocio de venta de frutas y negocio de restaurante.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

These communal bank members belong to the "Señor de Huanca Milagrose" communal bank. This bank is located in the district of Cusco, which is in the province and department of Cusco. One bank member is Señora Rosana. She is 44 years old, lives with her partner, and has 1 son. She works in her… More from Señor De Huanca Milagroso Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Huanca Milagroso Group's $5,500 loan helped a member to buy clothing for children, women, and men.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 18, 2013
Listed
May 1, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013
This photo was used before for a previous loan for Señor De Huanca Milagroso Group. It was first posted on Kiva on Oct, 2012. Learn More