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Seidu is married and has one child. She has received schooling only till the end of primary school.

Seidu sells jewelry and second-hand clothes at Hohoe, which she has done for five years. Her husband is a driver. Seidu uses her income to help her husband pay their family's general expenses.

Seidu will use the loan to buy more earrings and bracelets, thus helping her meet rising customer demands. In addition, she plans to further diversify her business by starting to sell children's clothes as well. With the new profits from her expanded enterprise, Seidu plans to save for her child's future and reinvest back into her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 48
    View loans »
    Ghana Loans Fundraising
  • $11,460,400
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $275 helped Seidu to buy more earrings and bracelets and to introduce the sales of children's clothes in her business.
99% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 4, 2013
Apr 10, 2013
Currency Exchange Loss:
Nov 19, 2013