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Aracelly is 42 years old, married, and has two children. The loan she is requesting will be used to buy cows for breeding and milk production. She wants to gradually increase the number of animals in her herd so that she will have more opportunities to sell. Aracelly and her family have been dedicated to raising livestock.

She has had no other previous loan with the state banks. FUDECOSUR is providing this loan with better terms and a lower interest rate.

View original language description ↓
Aracelly tiene 42 años de edad, esta casada, y tiene dos hijos. El crédito lo quiere para la compra de vacas doble prosito, para cría y leche. Ella quiere aumentar un poco la cantidad de animales, para tener más posibilidad de vender más crías. Ella se ha dedicado con la familia a la ganadería. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 43
    View loans »
    Costa Rica Loans Fundraising
  • $4,661,425
    Funds lent in using Kiva
  • 499.3
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,025 helped Aracelly to buy cattle for breeding and milk production.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 6, 2013
Currency Exchange Loss: