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Karim is married and has two children. He has received schooling to junior high school level.

Karim sells provisions at Hohoe, which he has done for 15 years to support himself and his family. His wife is a seamstress. Karim uses his income for the general upkeep of his home and all other financial responsibilities.

Karim will use the loan to buy crates of minerals, introduce the sales of other soft drinks, and buy cartons of Milo. With the new profits from his expanded business, Karim plans to save and acquire a shop.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,960,100
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Karim to buy crates of minerals, introduce the sales of other soft drinks, and buy cartons of Milo.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 4, 2013
Apr 4, 2013
Currency Exchange Loss:
Oct 19, 2013