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Ama is married and has three children. Her husband works as a carpenter. The family lives in Emissakrom near Cape Coast, Ghana.

Although she has received no prior formal education, Ama is a businesswoman. For the past five years she has sold saucepans and yams. Her earnings normally go towards helping her husband cover the family’s general expenses and pay their children’s school fees.

Ama is applying for a 1200 GHS loan from CRAN to buy additional saucepans and yams, thus helping her increase her overall sales. With her increased profits she plans to diversify the types of products she sells so as to attract additional customers.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 46
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ama to buy additional saucepans and yams.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Apr 4, 2013
Currency Exchange Loss:
Aug 17, 2013