Luis currently works as a traveling salesman who markets industrial cleaning products. He receives a monthly salary. His wife works as a nanny and also earns a monthly salary. These jobs are the only ones they have by which to generate an income. Both of them are responsible for the family expenses, such as basic services.
The loan Luis is requesting will be used to buy stucco and paint for repairing the walls of his home. They have deteriorated, so making these repairs will improve his quality of life. Luis dreams of seeing his children become professionals so they also will have a better quality of life.
This is the first time he has requested a loan from IMPRO and Kiva.
Actualmente trabaja como vendedor repartidor de productos masivos de limpieza, de donde percibe un ingreso salario mensual, la esposa trabaja como niñera percibiendo un salario mensual, es la única actividad que tienen y por lo tanto el único ingreso, ambos se encargan de los gastos familiares y de los pagos de los servicios básicos de su familia.
El crédito lo requiere para la compra de estuco, pintura para la reparación de paredes de su casa ya que se encuentra deteriorado y así poder mejorar su calidad de vida.
El sueño de Luis es ver a sus hijos convertidos en profesionales y así mejorar su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO Y KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid